David R. Kinman

Alabama

Maynard Nexsen PC
1901 Sixth Avenue North
Suite 1700
Birmingham, AL 35203

Tel: 205.254.1092

Email: dkinman@maynardnexsen.com
Web: www.maynardnexsen.com

Professional Biography

David is a Shareholder and serves as the Chair of Maynard Nexsen’s Credit & Restructuring. A seasoned finance and corporate lawyer, he represents commercial banks, financial institutions, businesses, and sponsors in the areas of commercial lending, business and commercial transactions, and commercial real estate law. His skills and talents have earned him recognition as a leader in the area of Banking and Finance by Chambers and Partners, America’s Leading Lawyers for Business, as well as Best Lawyers’ 2019 “Lawyer of the Year” in Commercial Finance for Birmingham.

David has extensive experience handling multiple types of financing transactions, including but not limited to, syndicated lending, leveraged lending, real estate lending, mezzanine lending, healthcare lending, direct lending, asset-based lending, leveraged ESOPs, and CMBS transactions. David has represented community banks, regional banks, and money-center banks, as well as direct, non-bank lenders in a number of single-lender and multi-lender loan transactions. He has represented companies of all sizes and structures, from publicly traded REITs to portfolio companies and closely-held businesses.

David has extensive experience in financing structures in different industries, including media, oil and gas, transportation and logistics, private equity, healthcare, senior living, and multi-unit franchises. Along with loan originations, David also advises lenders and borrowers in connection with workouts and the acquisition and disposition of distressed assets.

David frequently teams with lawyers in the Firm’s M&A, Real Estate, Corporate, Public Finance, and Bankruptcy/Restructuring practice groups to provide counsel on debt capital and other levels of capital need based on the transaction, including transactions with tax credits or other forms of financial accommodations.

Prior to joining Maynard Nexsen, David was in private practice with another national law firm.

Maynard Nexsen’s Banking & Finance practice advises banks, financial institutions, and other financial services providers on a broad range of regulatory, transactional, and commercial finance matters. The team represents clients ranging from large regional bank holding companies and community banks to credit unions, trust companies, mortgage lenders, insurance companies, broker-dealers, and investment firms, delivering practical, business-focused legal solutions.

The practice is particularly experienced in consumer financial services regulation, helping clients navigate complex compliance requirements under laws and regulations such as RESPA, the Truth in Lending Act, Regulation Z, the SAFE Act, the Equal Credit Opportunity Act, and Fair Lending requirements. The team also advises mortgage lenders, servicers, manufactured housing companies, and other non-bank financial services providers on evolving regulatory obligations.

Maynard Nexsen combines regulatory knowledge with sophisticated transactional experience, advising clients throughout the full lifecycle of financing transactions—from structuring and documentation to modifications, restructurings, workouts, and bankruptcy-related creditor representation. The practice is known for delivering commercially focused advice that helps clients manage risk while achieving their business objectives.

Maynard Nexsen is a full-service law firm serving businesses, financial institutions, government entities, nonprofit organizations, and individuals across the United States. With attorneys located coast-to-coast and offices spanning from California to the Carolinas, the firm provides integrated legal counsel supported by a broad geographic platform and multidisciplinary practice.

The firm advises clients across a wide range of transactional, litigation, regulatory, and advisory matters, working collaboratively across practice areas to develop efficient, practical solutions aligned with each client’s business objectives. By taking the time to understand each client’s operations, industry, and long-term goals, Maynard Nexsen emphasizes strategic partnerships built on responsiveness, innovation, and mutual trust.

A defining feature of the firm’s approach is its seamless collaboration across offices and legal disciplines, enabling clients to receive consistent, high-quality representation regardless of jurisdiction. This integrated model allows the firm to efficiently address complex legal challenges while supporting broader commercial initiatives and organizational growth.

Complementing its legal services, Maynard Nexsen offers strategic communications capabilities through NP Strategy, its wholly owned public relations and communications subsidiary. Working alongside the firm’s attorneys, NP Strategy assists clients with media relations, crisis communications, brand messaging, public affairs, and digital strategy, providing a multidisciplinary approach to managing both legal and reputational issues.

Through its combination of sophisticated legal counsel, nationwide reach, and strategic communications expertise, Maynard Nexsen delivers comprehensive solutions designed to help clients navigate legal challenges, manage risk, and achieve their long-term business objectives.

“David is widely regarded as one of Alabama’s leading banking and finance lawyers, advising financial institutions, lenders, and corporate borrowers on sophisticated financing transactions across a broad range of industries. Clients value his commercial judgment, responsiveness, and ability to structure innovative financing solutions, while peers recognize him as a trusted leader in the banking and commercial finance market.”
The Banking Lawyers, 2025